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  2. Q. I received an early retirement bonus, and I'm thinking of putting $48,000 of it into the 7 percent, three-year notes of Advanta Corp. They also have a 9 percent, 10-year note that I'd consider.
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  3. While you're cleaning up your debt, order copies of your credit reports, which are free, and your credit scores, which cost about $15, since the information contained in them will directly affect the interest rates you're offered on credit cards ...
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